Whole Life Policy

Whole Life Insurance

Provides guaranteed coverage for the insured’s entire lifetime, or to age 100, as long as premiums are paid.

Key Features

• As long as premiums are paid, policy covers insured's entire lifetime, or to age 100 (whichever comes first)

• Payments remain at a fixed price throughout the policy

• Part of each premium goes into a cash value account that grows at a guaranteed rate

• Typical coverage ranges from $10K to $50K in face amount and cash value

Typical Use Case

Clients who want predictable costs, long-term coverage, and a conservative savings component with guaranteed growth